Motorcycle Accident Insurance Claim

ZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZIf a motorcycle accident happened and the victim suffered injuries and damages due to the accident, he could pursue a claim for compensation against the insurance company of the other party. The first step is the preparation of a demand letter. In this letter, the victim needs to write down his strongest arguments pertaining to the liability of the other party, injuries he suffered due to the accident, medical treatment that he underwent and would require in the future, the costs of the medical treatment, amount of lost income and other damages.If you’re interested and want to learn more about them, visit types of acceptable medical treatment for a car accident claim.

In case of a motorcycle accident in Denver, the Colorado statutes would be applicable to all claims of compensation. Hence, a motorcycle accident lawyer in Denver should be consulted to ensure that the victim takes all the necessary legal steps.

The victim needs to clearly state his own theory of liability in the demand letter to succeed with the insurance claim. In a case where the facts are very complex, it is imperative to seek the advice of a motorcycle attorney in Denver.

-Liability

Typically, a demand letter begins with a description of the accident and the arguments pertaining to the liability of the other party. All relevant facts should be listed and the letter should begin with the strongest argument. Helpful comments on the police report should be included in the letter as well. Also, if the victim knows about the other driver’s bad driving record, this factor could be crucial in the determination of liability. In a city where frequent motorcycle accidents happen, like Denver, a motorcycle accident lawyer in Denver should go through the arguments of liability to make sure that the victim did not forget something important. A motorcycle attorney in Denver is able to conduct a thorough investigation that could potentially lead to more supporting evidence in favor of the victim.

-Comparative Negligence

The defense of comparative negligence could be the most challenging defense that the victim needs to counter. Thus, the victim needs to deny any type of negligent action on his part. In the letter, the victim could cite the police report, which indicates that he did not violate any kind of law and there was no evidence showing that he was at fault for the accident. It is important not to admit any kind of fault for the accident unless it is proven that the injured committed a traffic violation that caused the accident.

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-Injuries and Treatment

In this part of the letter, the victim should provide a detailed description of the pain, injuries and treatments he needed to undergo. Any indication of long-term effects such as disfigurement, disability or permanent soreness could increase the amount of compensation significantly. Thus, a person who has been injured in the Denver area should make sure that a motorcycle accident lawyer in Denver has thoroughly reviewed his claim before pursuing it with the insurance company.

-Lost Income

The amount of time missed by the injured due to the accident is another important factor that will be considered in the determination of the value of compensation. As proof, the victim should request his employer to verify in writing his salary and the number of work hours he missed. However, a motorcycle attorney in Denver would discourage victims from arguing too strongly for the compensation of lost income in the demand letter. Negotiations pertaining to this part of the claim should be done during the settlement process.

Reducing Distracted Driving Accidents

Distracted driving accidents are increasing day by day and therefore it has become a major concern of late. Speeding is not the only cause for accidents today; it is mainly distracted driving accident that has become the main cause for the deaths in road clashes. Road clashes due to distracted driving occurs in one car out of every four which means that more than 4,300 face road crash every day, so the total amounts to above 1.5 million crashes every year.

Increased use of technology while driving has become a big reason for distraction. People now have TV’s installed in their cars to watch their favorite videos. Instead of placing those TV’s at the back seats, they fix it in the front seat. Can you claim a secure and safe driving with this arrangement? Along with this, the hoarding on roads and big screens showing the advertisements of different things are also becoming a source of distraction. The flashy animation out of the big screens and billboards of celebrities with a message written on the top are more than enough to distract a driver which results in either failure in the control of vehicle on time or a rushed accident by clashing into other car. With advance in technology, the number of road accidents has also increased.

Reducing Distracted Driving AccidentsWe can stick to all our professional colleagues and friends all the time by the use of the different cell phones. In case of emergency, you can use your cell phone to inform your family about it. But every technology has its bad sides too. The accident rates have increased by many folds due to the use of cell phones while driving. The drivers get distracted when they read text messages or if they are texting while driving or when the answer a call. The use of mobile phones has increased the chances of road crash by 400%. Cell phone conversation usually results in distracted driving if it gets intense. The dialing of number and writing a text turns out very dangerous while driving. distracted driving causes and how to get around them is one of the authority sites on this topic.

Reducing Distracted Driving Accidents1To deal with this increasing dilemma, the mobile phone companies are coming up with features in the cell phones that do not require you to keep your eyes on the cell phone. Companies are installing hands free cell phones, listen to text feature, listen to email feature and many other hands free features to help the drives remain connected and not get distracted while driving. The feature launched by Blackberry app has been designed to convert all your text messages, emails and other professional texts to speech which makes you more productive and attentive while driving. The launch of such applications is turning out to be successful in curtailing distracted driving accidents. Now there is not need of texting while driving as much would be said automatically by your cell phone. It is technology that causes as well as provides a solution for distracted driving accidents.

Get Medical Treatment As Soon As Possible After Accident

Medical-Treatment-500x334If you are injured after the accident, call the paramedics or request that someone else call the paramedics for you. It’s better to error on the side of caution, than to find out later that you are seriously injured.

If the paramedics give you the option of not being transported to a hospital, tell them that you want to be transported to a hospital. By law the paramedics must transport injured persons to a hospital upon request. Again, it is better to error on the side of caution. We have seen all types of accident victims, and many types of auto or motor vehicle types of injuries could result in internal bleeding or hidden damage that you might be aware of at the time of the accident. After an accident, the chemical adrenaline is produced by the body which increases your heart rate. During this process the pain you are experiencing might not seem to severe. Read more here

Obviously if you are injured, getting prompt medical treatment is necessary for you to recover from your injuries. Check for any dangers to yourself, the injured or others , especially from vehicles still using the road. If possible reduce or remove the danger, but do not put yourself at risk.

First aid treatment is the one of the best treatment anyone can give during waiting for the paramedics.Check if the casualty is conscious, squeeze the casualty’s hand. Shout to see whether the casualty responds.

multimedia.miniatura.85516c24a05b390e.4163636964656e74655f6d696e6961747572612e6a7067If the casualty is not conscious check the airway and send someone for help. If the casualty is conscious manage any bleeding and send someone for help. If casualty is not breathing , turn them onto their back and start CPR. If breathing returns place in the recovery position If casualty is breathing , place the casualty in the recovery position. Monitor the casualty.

If the casualty is unconscious and not breathing , give CPR . Place the hands on chest for cardiac compressions. At the lower half of the sternum in the centre of the chest. Perform thirty compressions( Use two fingers only for infants). Depress the casualty’s chest by one-third of the depth (at least 4-5 cm on adults) at a rate of 100 compressions per minute .